Financial Advice

HMRC Logo

HM REVENUE & CUSTOMS

www.gov.uk/government/organisations/hm-revenue-customs

HMRC has a set up a phone helpline to support businesses and self-employed people concerned about not being able to pay their tax due to coronavirus.

Citizens Advice Logo

CITIZENS ADVICE BUREAU

https://www.citizensadvice.org.uk/debt-and-money/

Resources and help for dealing with Debt – link above is for England.

England

Scotland 

Wales 

Northern Ireland 

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CREATIVE MONEY

www.creativemoney.co.uk

Financial guidance for creative professionals.

Creative Money aims to break the stigma of talking about money in creative professions; to share resources and principles that can make creative lifestyles more sustainable and, in the process, build a support network for creative professionals.

Crosslight logo

CROSSLIGHT

https://www.crosslightadvice.org/

Crosslight Advice is a community-focused charity which works to combat poverty and hardship caused by the burden of unmanageable debt and lack of financial capability.  

We have a vision to restore dignity and hope to those in need by reducing debt-poverty and improving financial capability through the provision of free face-to-face advice, money education, and ongoing support. Our heart is to meet people at their point of need and support them through to full restoration, however long that takes.

Crunch Logo

CRUNCH - IR35

https://www.crunch.co.uk/knowledge/tax/is-my-contract-inside-or-outside-ir35/

Is my assignment and contract inside or outside IR35?

The best way to ensure your contracts (and assignments) are outside of IR35 is to ensure they accurately reflect the working practices you follow with your clients. HMRC will ‘look beyond’ your actual contract and examine the working practices you follow on each assignment if they decide to query your IR35 status.

Direct Line logo

DIRECT LINE - A Complete Guide to Going Freelance

Taking the plunge into the freelance world is not an easy decision. And it’s certainly not for everyone. You might free yourself from the constraints of employment and revel in being your own boss, but at the same time your safety net of a regular income disappears too. Something that’s an even bigger consideration in the current economic climate.

This article explores things you might want to think about before becoming a freelancer. We also chatted to David Rose, a freelance creative copywriter since October 2018, to get his thoughts on freelance life, and how the pandemic has changed things for him.

Visit the website here

Money Advice Service Logo

THE MONEY ADVICE SERVICE

Coronavirus has been a shock, and we know you’re doing all you can to keep things under control. We’ve put together all of our coronavirus information and the guides around other issues you might be having in one place, so you can find out what you can do and where you can go for help.

Looking for money guidance, but don’t know where to begin? You’re not alone. Get started with Money Navigator, giving you instant help based on your circumstances.

Visit the The Money Advice Service here

Money Saving Expert Logo

MONEY SAVING EXPERT – CORONAVIRUS FINANCE & BILLS HELP

Step Change Logo

STEP CHANGE

https://www.stepchange.org

charity offering free, expert debt advice from a team of debt experts helping thousands of people every week to deal with their debt problems, and get their lives back on track. 

Turn2Us logo

TURN TO US

Turn2us helps people in financial need gain access to welfare benefits, charitable grants and other financial help – online, by phone and face to face through our partner organisations.